Veterans life insurance

letters to the editor – Protect seniors from Medigap premium increases – InsuranceNewsNet

This is the time of year when the insured is informed of premium increases for the coming year. I have been informed that the premium for my Medigap policy will increase by more than 50%. Unfortunately, unlike most other health insurance policies, Indiana does not require insurers to offer guaranteed issue Medigap policies, except in very limited circumstances.

Because of this, and because most older people have pre-existing conditions, insurers can pass on large premium increases without risking losing business to competitors. Other states are more progressive in this area and have regulations that require insurers to offer warranty-issuance policies throughout the retiree’s lifecycle.

To protect their elders from uncontrolled increases in premiums, Indiana the executive and legislative branches should review and revise regulations pertaining to Medigap warranty issuance regulations to enhance competition among insurance companies selling into the Indiana market. This is entirely consistent with the policy of reducing the effects of inflation on the senior sector of the Indiana population and would provide much-needed relief to a portion of the citizens of Indiana whose income is largely fixed.

Antoine Gianoli, south elbow

Memory

On September 11thI attended the 9am remembrance ceremony at the Standing Tall Freedom Memorial in St. Patrick’s Park. Our first responders from all local areas showed up to help us remember the dead. Thank you to all those firefighters, paramedics, and police who help us never forget the events of that very sad day in America.

We came together as a country in a beautiful way in the era immediately following the attacks − united in our determination to protect the UNITED STATES and the freedom it represents for the whole world. We held our American flags high and flew them from porches and businesses everywhere. We are very fortunate to have a 9/11 memorial in St. Joseph County. It is a place where we can bring our children, so that they too know that we can never take for granted the freedoms we have.

Thank you to all members of our local community who contributed to our local 9/11 Remembrance Ceremony.

Amy DrakeGranger

Representing

Which veterans were Jackie Walorski representative while she did not hold the man responsible for the attack on our Capitol indebted? His name should not be on a Virginia clinical.

Mike Morse

US Navy 1969-1973

Mishawaka