Veterans life insurance

Matthew in the middle | Aging Without Grace – Times-Standard

In your twilight years, if you have health and wealth, life is good. If you only have one, then you’re on your own. If you don’t have your health or your wealth, then life can be bad.

I know many people in their 70s and 80s who have comfortable lifestyles with pensions, social security, real estate, and investment income. They travel the world, are active in sports and in our local community. They live large and enjoy their golden age. If they’ve done any financial planning, they’ve paid off, if not paid off, their mortgage. All they have to pay are property taxes and home insurance. Their cars are paid for in full, so all they owe is car insurance and gas. Life is Beautiful.

Then, I know many who have health or financial problems. It’s hard when your body lets you down later in life. Limited mobility can cause life problems, especially if you want to travel. Limited financial income can become a major problem as one gets older. Small things like your broken down furnace or car can cause headaches with a limited budget. I once knew a retired teacher whose body gave out due to a funky disease similar to Lou Gerig’s. Her mind was sharp as a nail, but she was confined to a wheelchair.

I’m going to somehow break the HIPAA laws (Health Insurance Portability and Accountability Act of 1996). It’s really a law that medical providers can’t disclose a patient’s medical history, which doesn’t cover relatives. I have two brothers, both veterans, one who walked through the jungles of Vietnam, in nursing homes because neither can walk. My younger brother can’t walk or talk after two strokes and has been bedridden for years and will one day die in this bed. It communicates with a thumbs up or thumbs down and middle finger. His quality of life is zero.

Thank goodness they are both veterans because the VA will cover the cost of a retirement home for its veterans. I will point out that without Medicare and VA Health Care – the two government-run health care, AKA, “socialized medicine”, many seniors would be living on the streets. So the next time you watch Fox, think twice about “socialism,” because you really like it.